Primary Loan Programs (California Only)
30 Day Rate Lock as of 07/19/2010

Below are some of our rates. To see if you qualify, click here.

N/A
Conventional Loans 1.50 Points+ C.Costs 1 Points+ C.Costs 0 Points+ C.Costs No Points& NO Costs*
15 Year Fixed Rate to 417,000 3.750 4.000 4.250
15 Year Fixed High-Balance to $729,750 3.875 4.000 4.250 4.625
30 Year Fixed Rate to $417,000 4.250 4.375 4.500 Call For Prcg
30 Year Fixed Rate to $750,000 N/A N/A N/A N/A
30Yr Fxd High-Balance to $729,750 4.375 4.500 4.875 5.125

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Government Loans 1.50 Points+ C.Costs 1 Points+ C.Costs 0 Points+ C.Costs No Points& NO Costs*
FHA 30 year fixed N/A 4.250 4.375 4.625
VA 30 year fixed Call For Prcg 4.250 4.375 4.625

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Equity & No Equity Seconds Interest Rate Total Points^
Debt Consolidation to 100% 6.000 -0-
Debt Consolidation to 125% N/A N/A
Debt Consolidation to 125% N/A N/A

Second Mortgage rates are dependent on your credit score. Call or e-mail us for a quote.

Many more loan programs are available. You can usually get a lower rate if you can lock in for less than 21 days. To see if you qualify, click here! You can also call or e-mail us for a quote.

NOTES:

LTV - This stands for Loan-To-Value. For example, if your home is worth $200,000 and you owe $160,000, then your LTV is 80% (ie $160,000 ./. $200,000).

^ A point is one percent of your loan balance. For example, if your loan amount is $150,000 then one point would be $1500.

* Minimum Loan for No Cost is $225,000; lower loan amounts can have reduced costs. All normal closing costs are paid by Quantum Mortgage Group.

Rates subject to change.

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